A Little Birdie Told Me...

09/25/08

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 News From The Little Birdie

Groups that have been rumored by others to offer group insurance programs, including possibly group disability, group catastrophic excess major medical, group hospital indemnity, and group long-term care:

[This list is brand new, be patient as it grows]

[Note: Not all of these groups will offer all types of policies in every state]

At a minimum, always check the exact terms of pre-existing conditions coverage, the financial strength rating of the underlying insurer, the exact terms of renewability and the terms upon which premiums can be changed!

 

The Mother of All Lists:
bullet

Seabury & Smith

bullet

[thanks to Anne Cummings and our Insurance Rocks group for this suggestion!]

 

Groups by Occupation:

Artists

bullet Graphic Artists Guild

Attorneys

bullet American Bar Endowment [affiliated with the American Bar Association]

Engineers

bullet

American Society of Civil Engineers

 
bullet

Geocare [for Petroleum Engineers]

 
bullet

American Institute of Chemical Engineers

 
bullet

Institute of Electrical and Electronics Engineers

 
bullet

Society of Motion Picture & Television Engineers

Teachers & Professors

bullet American Federation of Teachers

 

bullet American Association of University Professors, California Conference

Waste Management

 
bullet

Air & Waste Management Association

 

Groups by Fraternal or Religious Affiliation:

Lutherans

bullet Lutheran Insurance Resources (this group has offered guaranteed issue group term life insurance)

Fraternities & Lodges

bullet Alpha Omega Fraternity

 

Issue-Advocacy & Common Interest Groups:

bullet The National Rifle Association

 

bullet Older Women's League

 

bulletThe American Association of University Women

Alumni Associations:

 
bullet

The University of Alabama Alumni Association

 
bullet

Fordham University Alumni

 

 

 

 

 

 

 


Laura D. Cooper, Esq.
 

Don't Forget to Ask:

bulletWhat is the pre-existing condition coverage?
bulletIs the policy available in my state?
bulletHow solid is the sponsoring organization?  Is it likely to be around for a long time?
bulletWhat is the financial strength rating of the insurer?  Is it likely to be around for a long time?
bulletHow long has this particular group been insured by this particular insurer under this particular policy?  Does the group switch often?  If so, what kinds of protections are offered for pre-existing conditions on new coverage?
bulletWhat are the membership dues and requirements for the organization?
bulletIs this coverage what you need?

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This site was last updated 07/18/08.  Copyright © 2003 by Laura D. Cooper, Esq.  All rights reserved.