Links

09/25/08

Home
Introduction
A Little Birdie Told Me...
Pointers
Meet Laura
Glossary
Forms
Links
Guestbook
View Guestbook
Feedback

  Amazon Honor System Click Here to Pay Learn More

 

  Links
Aging & Retirement Resources

Consumer Information

bullet General
bullet Health Insurance, COBRA
bullet Health Insurance, HIPAA
bullet HMO Ratings
bullet Medicare HMO Plan Ratings
bullet State Insurance Market Reforms
bullet Health Services Information
bullet Health Provider Standards
bullet Medical Information Bureau
bullet Provider Finder

Disability Resources

bullet Disability Advocacy Organizations
bullet Caregiver Advocacy & Support Organizations
bullet Assistive Devices Information Databank

Government Agencies & Information

Federal

bulletCongress
bulletWhite House
bullet Federal Government Consumer Information
bullet Federal Government Health Information
bullet Health Insurance Programs
bulletHousing
bulletOther Federal Agencies

States & Territories

bulletAlabama
bulletAlaska
bulletArizona
bulletArkansas
bulletCalifornia
bulletColorado
bulletConnecticut
bulletDelaware
bulletDistrict of Columbia
bulletFlorida
bulletGeorgia
bulletGuam
bulletHawaii
bulletIdaho
bulletIllinois
bulletIndiana
bulletIowa
bulletKansas
bulletKentucky
bulletLouisiana
bulletMaine
bulletMaryland
bulletMassachusetts
bulletMichigan
bulletMinnesota
bulletMississippi
bulletMissouri
bulletMontana
bulletNebraska
bulletNevada
bulletNew Hampshire
bulletNew Jersey
bulletNew Mexico
bulletNew York
bulletNorth Carolina
bulletNorth Dakota
bulletOhio
bulletOklahoma
bulletOregon
bullet Pennsylvania
bulletPuerto Rico
bulletRhode Island
bulletSouth Carolina
bulletSouth Dakota
bulletTennessee
bulletTexas
bulletUtah
bulletVermont
bullet Virgin Islands
bulletVirginia
bullet Washington
bulletWest Virginia
bulletWisconsin
bulletWyoming

Insurance Advocacy Organizations

bullet Consumer Advocacy
bullet Health Insurance Industry

Insurance Purchasing

bullet Association Finder Tools
bullet Groups that Offer Insurance

Alternative Health Insurance Models
bulletAlumni- or Education-Related Groups
bulletTrade or Profession Groups
bullet Fraternal or Religious Groups

bullet Insurance Agents & Brokers
bullet Information Sites
bullet Insurance Quotes Online
bulletGeneral Sources
bulletLife Insurance Quotes
bullet Long Term Care Insurance Quotes
bulletMultiple Insurance Types
bulletMedicare Supplements
bullet Insurance Ratings
bulletA.M. Best:
bulletFitch:
bulletMoody’s:
bulletStandard & Poors:
bulletWeiss:
bullet HMO Quality Ratings
bullet Medicare HMO Plans

Planning Professionals & Support

bulletAttorneys
bullet Certified Financial Planners
bullet Accountants
bullet Other Professional Organizations

Other Resources

bullet Voluntary Health Organizations
bullet Other Health Support Networks
bullet Housing & Mortgage Info

 


These links are designed to assist individuals with their insurance planning.  These links as designed as an adjunct to Laura D. Cooper, Esq.'s book.  These links are organized alphabetically by subject.  An organizational table of contents appears on the left.  If you find a missing or broken link, please report it to the webmaster.  If you have additional links you would like to suggest, please feel free to contact the webmaster.

Here are some general links you may find useful:

Health Insurance Overview:  an overview of health insurance in the Unites States.

Checkup on Health Insurance Choices: a description of different choices in health insurance.

U.S. State Statutes On The Internet: (organized by topic)

 


Aging & Retirement Resources

bullet

Agenet.com (includes an Eldercare Locator)

bullet

ElderCare

bullet

The National Council on The Aging

bullet

RetireGuide.com

bullet

Guide to Retirement Living Online

bullet

The Retirement Net

 

Consumer Information

General

bullet

Consumer Federation of America: This is a consumer advocacy and education organization.

bullet

Consumer Reports Online

bullet

Consumers Union:  (Publisher of Consumer Reports)

bullet

Consumer World

bullet

Consumers’ Checkbook on Health Care & Health Plans

bullet

People’s Medical Society:  this is a nonprofit organization dedicated to educating the consumer about health care and medical rights.

bullet

United Seniors Health Council:  this organization offers a Long-Term Care Insurance Guide and operates a seniors’ health insurance counseling project, as well as providing other senior consumer information.

Health Insurance, COBRA

bullet

COBRA Health Plan Advice

Health Insurance, Consumer Information & Alerts, HIPAA Info

bullet

Institute for HealthCare Research & Policy, Georgetown University:  This page offers a state-by-state guide to HIPAA insurance information for consumers, as well as consumer insurance alerts.

HMO Ratings

bullet

National Committee for Quality Assuranceprovides an interactive Health Plan Report Card grading managed care groups based on clinical quality and customer satisfaction.

Medicare HMO Plan Ratings

bullet

HealthMetrix Research, Inc.: This site offers independent Medicare HMO cost comparisons combined with a tool that allows a consumer to request information about Medicare HMOs available by area.

State Insurance Market Reforms

bullet

Institute for HealthCare Research & Policy, Georgetown University:  state-by-state guide to state individual insurance market reforms.

bullet

Institute for HealthCare Research & Policy, Georgetown University: state-by-state guide to state small group insurance market reforms.

Health Services Information

bullet

Consumers’ Checkbook on Health Care & Health Plans

Health Provider Standards

bullet

Joint Commission on Accreditation of Healthcare Organizations accredits and reports about preferred provider organizations and managed behavioral health care.  This site provides quality information and performance data in such areas as payment of claims and treatment of chronic illnesses.

Medical Information Bureau

bullet

Medical Information Bureau:  This is the notorious "great computer in the sky;" functioning as a consortium, it gathers medical information for insurance companies.  You may request your records and find out what they have about you in their files.

Provider Finder

bullet

American Medical Association Online Doctor Finder

bullet

US News & World Report ranking of best hospitals

bullet

Online Pharmacies

Disability Resources

Disability Advocacy Organizations

bullet

United People With Disabilities

bullet

American Association of People With Disabilities

bullet

The Arc

bullet

Eastern Paralyzed Veterans Association

bullet

National Council on Independent Living

bullet

National Federation for the Blind

bullet

Paralyzed Veterans of America

Caregiver Advocacy & Support Organizations

bulletNational Family Caregivers Association

Assistive Devices Information/Databank

bullet

AbleData: an independent (not commercially affiliated) national database of assistive devices, how they work, and
where to get them.

bullet

Project LINK: connects people to assistive technology product information; this site is independent (not commercially affiliated).

 

Government Agencies & Information

Federal

Congress

bullet

United States House of Representatives

bullet

United States Senate

bullet

Roll Call Online

bullet

The Hill

White House

bullet

The White House

Federal Government Consumer Information

bullet

Federal Consumer Information Center

bullet

US Consumer Gateway

Federal Government Health Information

bullet

Agency for Healthcare Research and Quality

bullet

Centers for Disease Control and Protection

bullet

Food & Drug Administration

bullet

US Department of Health & Human Services

bullet

National Health Information Center

bullet

Healthfinder: Health Information from the Department of Health & Human Services

bullet

MEDLINE (Health Information from the National Library of Medicine at the National Institutes of Health)

Health Insurance Programs

bullet

Medicaid

bullet

Understanding Medicaid Home and Community Services: A PrimerAvailable as a web page or as an Adobe Acrobat (.pdf) file, this publication is for policymakers and others who wish to understand how Medicaid can expand access to home and community services and supports to promote consumer choice and control.

bullet

Medicare

bullet

Official Medicare Information Website:  This is the official U.S. government site for Medicare information. Sponsored by the Health Care Financing Administration, the federal agency administering Medicare and Medicaid, this Web site outlines Medicare basics and offers tools to compare and choose Medicare health plans, nursing homes, and Medigap policies.

bullet

State Children’s Health Care Program

bullet

Centers for Medicare & Medicaid Services

Housing

bullet

Housing Information for Seniors & Families

bullet

Department of Housing & Urban Development

Other Federal Agencies

bullet

United States Department of Justice

bullet

Department of Justice Disabilities Section

bullet

Internal Revenue Service

States & Territories

bulletAn overall listing of state insurance regulators
bulletAnother overall listing of state insurance regulators
bulletAnother overall listing of state insurance regulators
bullet An overall listing of state long-term care regulators

Alabama

bullet Alabama Department of Insurance
bullet Alabama State Insurance Statutes (See Title 27)
bullet Alabama Department of Public Health

Alaska

bullet Alaska Division of Insurance
bullet Alaska State Insurance Statutes
bullet Alaska Division of Senior Services

Arizona

bullet Arizona Department of Insurance
bullet Arizona State Insurance Statutes
bullet Arizona Department of Health Services, Bureau of Community & Family Health Services

Arkansas

bullet Arkansas Insurance Department
bullet Arkansas Department of Human Services

California

bullet California Department of Insurance
bullet California State Insurance Statutes
bullet California Department of Social Services

Colorado

bullet Colorado Division of Insurance
bullet Colorado State Insurance Statutes [searchable index, Title 10]
bullet Colorado Health Facilities Division

Connecticut

bullet Connecticut Insurance Department
bullet Connecticut Department of Public Health

Delaware

bullet Delaware Insurance Department
bullet Delaware Health & Social Services

District of Columbia

bullet District of Columbia Department of Insurance & Securities Regulation

Florida

bullet Florida Department of Financial Services
bullet Florida State Insurance Statutes [Title XXXVIII]
bullet Florida Agency for HealthCare Administration

Georgia

bullet Georgia Insurance Commissioner
bullet George State Insurance States [Searchable Index Title 33]
bullet Georgia Department of Human Resources

Guam

bullet Guam Government Website

Hawaii

bullet Hawaii Department of Commerce & Consumer Affairs
bullet Hawaii Department of Health

Idaho

bullet Idaho Department of Insurance
bullet Idaho Commission on Aging

Illinois

bullet Illinois Department of Insurance
bullet Illinois Department of Public Health

Indiana

bullet Indiana Department of Insurance
bullet Indiana State Insurance Statutes
bullet Indiana Department of Health

Iowa

bullet Iowa Insurance Division
bullet Iowa State Insurance Statutes [See Title VIII, Subtitle 1]
bullet Iowa Department of Elder Affairs

Kansas

bullet Kansas Insurance Department
bullet Kansas Department of Health & Environment

Kentucky

bullet Kentucky Department of Insurance
bullet Kentucky State Insurance Statutes [See Title XXV, Chapter 304]
bullet Kentucky Cabinet for Health Services

Louisiana

bullet Louisiana Department of Insurance
bullet Louisiana State Insurance Statutes [Searchable Index]
bullet Louisiana Department of Social Services

Maine

bullet Maine Bureau of Insurance
bullet Maine State Insurance Statutes [Titles 24 and 24a]
bullet Maine Department of Human Services

Maryland

bullet Maryland Insurance Administration
bullet Maryland State Insurance Statutes [See Article: Insurance]
bullet Department of Health & Mental Hygiene

Massachusetts

bullet Massachusetts Division of Insurance
bullet Massachusetts State Insurance Statutes
bullet Massachusetts Executive Office of Elder Affairs
bulletAlso:   Resources for Massachusetts Elders

Michigan

bullet Michigan Office of Financial & Insurance Services
bullet Michigan Department of Consumer & Industry Services

Minnesota

bullet Minnesota Department of Commerce
bullet Minnesota State Insurance Statutes
bullet Minnesota Department of Health

Mississippi

bullet Mississippi Insurance Department
bullet Mississippi State Department of Health

Missouri

bullet Missouri Department of Insurance
bullet Missouri State Insurance Statutes [See Title XXIV, Chapters 375-385]
bullet Missouri Department of Social Services

Montana

bullet Montana Department of Insurance
bullet Montana Department of Public Health & Human Services

Nebraska

bullet Nebraska Department of Insurance
bullet Nebraska Health & Human Services System

Nevada

bullet Nevada Division of Insurance
bullet Nevada State Health Division

New Hampshire

bullet New Hampshire Insurance Department
bullet New Hampshire State Insurance Statutes
bullet New Hampshire Department of Health & Human Services

New Jersey

bullet New Jersey Department of Banking & Insurance
bullet New Jersey State Insurance Statutes
bullet New Jersey Department of Health & Senior Services

New Mexico

bullet New Mexico Division of Insurance
bullet New Mexico Department of Health

New York

bullet New York State Insurance Department
bullet New York State Insurance Statutes
bullet New York State Department of Health

North Carolina

bullet North Carolina Department of Insurance
bullet North Carolina Department of Health & Human Services

North Dakota

bullet North Dakota Department of Insurance
bullet North Dakota State Insurance Statutes [Titles 26 and 26.1]
bullet North Dakota Department of Health

Ohio

bullet Ohio Department of Insurance
bullet Ohio State Insurance Statutes [Title XXXIX]
bullet Ohio Department of Health

Oklahoma

bullet Oklahoma Insurance Department
bullet Oklahoma State Insurance Statutes [Searchable Index, Title 36]
bullet Oklahoma State Department of Health

Oregon

bullet Oregon Insurance Division
bullet Oregon State Insurance Statutes [Chapters 731-752]
bullet Oregon Senior & Disabled Services Division

Pennsylvania

bullet Pennsylvania Insurance Department
bullet Pennsylvania State Insurance Statutes
bullet Pennsylvania Department of Public Welfare

Puerto Rico

bullet Puerto Rico Government Website (in Spanish)

Rhode Island

bullet Rhode Island Department of Business Regulation
bullet Rhode Island State Insurance Statutes
bullet Rhode Island Department of Health

South Carolina

bullet South Carolina Department of Insurance
bullet South Carolina State Insurance Statutes
bullet South Carolina Department of Health & Environmental Control

South Dakota

bullet South Dakota Division of Insurance
bullet South Dakota State Insurance Statutes
bullet South Dakota Department of Health

Tennessee

bullet Tennessee Department of Commerce & Insurance
bullet Tennessee Department of Health

Texas

bullet Texas Department of Insurance
bullet Texas State Insurance Statutes
bullet Texas Department of Human Services – Long-Term Care Regulatory

Utah

bullet Utah Insurance Department
bullet Utah State Insurance Statutes
bullet Utah Department of Health

Vermont

bullet Vermont Department of Banking, Insurance, Securities & Health Care Administration
bullet Vermont Department of Aging & Disabilities

Virgin Islands

bullet Virgin Islands Department of Licensing & Consumer Affairs [Insurance Regulation is contained within the Division of Banking & Insurance; the agency does not maintain its own website, but the information about the department is contained on a private website maintained by MYSTIC Insurance Intermediaries]
bullet

Virgin Islands Government Website

Virginia

bullet Virginia State Corporation Commission, Bureau of Insurance
bullet Virginia Department of Social Services

Washington

bullet Washington State Insurance Commissioner
bullet Washington State Insurance Statutes
bullet Washington Aging & Adult Services Administration

West Virginia

bullet West Virginia Insurance Commission
bullet West Virginia State Insurance Statutes
bullet West Virginia Bureau for Public Health

Wisconsin

bullet Wisconsin Commissioner of Insurance
bullet Wisconsin State Insurance Statutes [See Chapters 600-655]
bullet Wisconsin Department of Health & Family Services

Wyoming

bullet Wyoming Insurance Department
bullet Wyoming Department of Health, Aging Division

 

Insurance Advocacy Organizations

Consumer Advocacy

bullet

American Association of Retired Persons

bullet

Consumer Federation of America

bullet

Families USA:  Families USA Foundation is a national nonprofit organization. Its site includes companion sites on Medicaid and managed care with extensive materials from a wide range of similar organizations, and both national and state-specific information. Families USA offers free subscriptions to e-mail newsletters and policy alerts in four areas - Medicaid, managed care, children’s health, and general health care issues. The site is searchable. This is a valuable site for those involved in advocacy at the legislative and regulatory arenas and for those with legal problems with managed care or Medicaid.

bullet Families USA has guides that focus on obtaining publicly available information on managed care from a number of sources, including state and federal agencies and private organizations like NCQA and large employers. Their guides also contain lists of questions that attempt to discover whether managed care policies and procedures adequately protect  consumers. The Families USA guides focus on Medicare and Medicaid information: Families USA Publications

 

bullet

Center for Medicare Advocacy:  A private, not-for-profit organization staffed by attorneys, paralegals, a nurse, and computer specialists. The organization provides direct representation for residents of Connecticut and legal advice, information, and advocacy for Medicare beneficiaries nationwide. In addition, the Center is involved in education, policy making, and litigation of importance to Medicare beneficiaries throughout the country.  The Center produces a wide array of written material to assist Medicare beneficiaries and their advocates – including self-help packets, brochures, and a quarterly newsletter. Much of this information, various updates, and important primary resource material is available on the Center’s website.

bullet

Medicare Rights Center:  A national, not-for-profit organization located in New York City, works to ensuring that seniors and people with disabilities on Medicare have access to quality, affordable health care. The site offers direct assistance for Medicare beneficiaries and on-line versions of 1997 brochures. More current brochures may be purchased.

bullet

National Health Law Program

Health Insurance Industry

bullet

American Association of Health Plans [AAHP]:

bullet

Health Insurance Association of America

Insurance Purchasing

Association Finder Tools

bullet

American Society of Association Executives (includes gigantic list of associations, including an online gateway to association websites!)

Groups that Offer Insurance

Alternative Health Insurance Models

bullet

Simplecare

bullet

Golden Rule Insurance

A List of Groups That Offer Various type of Insurance Products has been moved to a separate page: "A Little Birdie Told Me"

Alumni or Education-Related Groups

Trade or Profession Groups

 

Insurance Agents & Brokers

bullet

Agent Insurance Mall

bullet

The Insurance Net Home Page

bullet

Long-Term Care Insurance Supersite

bullet

Think Long-Term Care Insurance

Information Sites

 

bullet

Life Insurance Education Center

bullet

Life Insurance Rate of Return Evaluation Service:  Offered by the Consumer Federation of America Insurance Group

bullet

Insurance Offers -- Long-Term Care Insurance Information

Insurance Quotes Online

General Sources:

bullet

Insurance Buyer’s Guide

bullet

InsWeb

bullet

Quicken.Com Insurance through InsWeb

bullet

Insure.com

Life Insurance Quotes:    

bullet

Life Insurance Net

bullet

Express Quotes

bullet

Term Finder

 Long Term Care Insurance Quotes:

bullet

Long Term Care Insurance.Com

bullet

1 Stop Long Term Care Insurance.Com

bullet

LTC Insurance.Com

bullet

Long Term Care Wiz

Multiple Insurance Types:

bullet

 Annuity & Insurance Gateway

Medicare Supplements:

bullet

Senior Insurance Online

Insurance Ratings

bullet

A.M. Best 

bullet

Fitch

bullet

Moody’s

bullet

Standard & Poors

bullet

Weiss

HMO Ratings

bullet

National Committee for Quality Assurance provides an interactive Health Plan Report Card grading managed care groups based on clinical quality and customer satisfaction.

bullet

US News & World Report HMO Rankings [1998]: [Search for “HMO Rankings”]; also includes an article discussing HMO Criticisms of the Standards used for ranking by the NCQA]

Medicare HMO Plans

bullet

HealthMetrix Research, Inc.: This site offers independent Medicare HMO cost comparisons combined with a tool that allows a consumer to request information about Medicare HMOs available by area

 

Planning Professionals & Support

Attorneys

bullet

Elder Lawyer Checklist things to check out before you engage an elder lawyer

bullet

National Academy of Elder Law Attorneys

bullet

American College of Trust and Estate Counsel

bullet

National Association of Professional Geriatric Care Managers

bullet

National Organization of Social Security Claimants’ Representatives

bullet

American Bar Association Section of Real Estate, Probate, and Trust Law

bullet

American Bar Association

 

Certified Financial Planners

bullet

National Association of Personal Financial Advisorsfee-only financial planners

bullet

Certified Financial Planner Board of Standards

Accountants

bullet

American Institute of Certified Public Accountants

 

Other Professional Organizations

bullet

American Bar Association Commission on Law and Aging

bullet

American Society for Bioethics and Humanities

 

Other Resources

Voluntary Health Organizations

 

bullet

Alliance for Aging Research

bullet

ALS Association

bullet

Alzheimer’s Association

bullet

American Cancer Society

bullet

American Diabetes Association

bullet

American Epilepsy Society

bullet

American Foundation for the Blind

bullet

American Heart Association

bullet

American Kidney Fund

bullet

American Liver Foundation

bullet

American Lung Association

bullet

American Paralysis Foundation

bullet

American Parkinson’s Disease Association

bullet

American Tinnitus Association

bullet

American Urological Association

bullet

The ARC

bullet

Arthritis Foundation

bullet

Asthma and Allergy Foundation of America

bullet

Brain Tumor Society

bullet

Breast Cancer Alliance, Inc

bullet

Cooley's Anemia Foundation, CFIDS Association of America

bullet

Cystic Fibrosis Foundation

bullet

Deafness Research Foundation

bullet

Easter Seals Society

bullet

Epilepsy Foundation

bullet

Juvenile Diabetes Research Foundation International

bullet

Leukemia Research Fund

bullet

Lupus Foundation of America, Inc

bullet

March of Dimes

bullet

The National Alliance for the Mentally Ill

bullet

National Down Syndrome Society

bullet

National Federation for the Blind

bullet

National Mental Health Association

bullet

National Multiple Sclerosis Society

bullet

National Neurofibromatosis Foundation

bullet

National Osteoporosis Foundation

bullet

Scleroderma Research Foundation

bullet

National Stroke Association

bullet

Paralysis Resource Center

bullet

Paralyzed Veterans of America

bullet

The National Parkinson Foundation

bullet

The Seeing Eye

bullet

Spina Bifida Association of America

bullet

Tourette Syndrome Association

bullet

United Cerebral Palsy

Other Health Support Networks

bullet

Arachnoiditis Information and Support

bullet

Arachnoiditis.net: arachoiditis self-help site.

bullet

The Social Cafe: a discussion forum that includes health topics.

bullet

Medical Support Community & Bulletin Board (Prodigy)

 

Housing & Mortgage Info

 

Introduction | A Little Birdie Told Me... | Pointers | Meet Laura | Glossary | Forms | Links | Guestbook | View Guestbook | Feedback

This site was last updated 07/04/08.  © 2003 by Laura D. Cooper, Esq.  All rights reserved.